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MOST POPULAR INSTANT APPROVAL CARD

THIS WEEK'S FEATURED CARD

Discover® More(SM) Card - Clear
The Discover® More(SM) Card - Clear, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

Discover® More(SM) Card - Clear
Intro APR: 0% Intro APR*
Regular APR: 10.99%
Annual Fee: $0
Reward Type: Rebate
User Rating: 4.00 out of 5.00

INSTANT APPROVAL CREDIT CARD FACTS

OTHER USEFUL TOOLS & TIPS

Instant approval credit cards are ideal for individuals with good to excellent credit who are also looking to make use of their credit line in a relatively short amount of time. Last year, internet searches for the phrase "instant approval credit card" beat related phrases such as low interest or rewards by a 2:1 ratio, showing a growing trend among consumers that favors the speed with which they can begin to use a credit line.

The cards listed on this site have all been deemed as "instant approval" by their respective issuing banks. Cards are listed in order of popularity and have no bias toward one bank or another.

How Instant is an Instant Approval Credit Card?
Your Credit Network offers up a thorough explanation of what distinguishes instant approval credit cards from other credit products & what you should know before applying.

Check Your Credit Report
Instant approval credit cards are typically reserved for people with exceptional credit scores, so it's generally a good idea to know what yours is before you apply. Not knowing may cause an otherwise avoidable rejection or an unnecessarily high interest rate if you do get approved for the card of your choice.

Search Our Current Instant Approval Credit Card Offers

Discover® More(SM) Card - Clear
Discover® More(SM) Card - Clear - Full Credit Card Review
 

The Discover® More(SM) Card - Clear, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.

This credit card received an average rating of 4.00 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% Intro APR* 6 months 10.99% $0 Rebate

Discover® Open Road(SM) Card
Discover® Open Road(SM) Card - Full Credit Card Review
 

The Discover® Open Road(SM) Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards for their gas and auto maintenance spending.

This credit card received an average rating of 4.00 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% Intro APR* 6 months 10.99% $0 Rebate

Bank of America World MasterCard® with WorldPoints™
Bank of America World MasterCard® with WorldPoints™ - Full Credit Card Review
 

The Bank of America World MasterCard® with WorldPoints™, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that is offered.

This credit card received an average rating of 5.00 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% APR for 12 Billing Cycles See Terms 9.99% / 15.99% $0 Point

Hilton HHonors® Platinum Card from American Express®
Hilton HHonors® Platinum Card from American Express® - Full Credit Card Review
 

The Hilton HHonors® Platinum Card from American Express® is designed for those with very good credit who frequently stay at Hilton Hotels.

This credit card received an average rating of 4.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
2.9% APR for 6 Months 6 months 15.24% $0 Point

Citi PremierPass® Elite Level
Citi PremierPass® Elite Level - Full Credit Card Review
 

The Citi PremierPass® Card - Elite Level, issued by Citibank, is designed for those with excellent credit who are looking for a reward card that is compatible with any airline.

This credit card received an average rating of 3.00 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% APR for up to12 Months See Terms As low as 9.99% $75 Point

Citi® Platinum Select® / AAdvantage® World MasterCard®
Citi® Platinum Select® / AAdvantage® World MasterCard® - Full Credit Card Review
 

The Citi® Platinum Select® / AAdvantage® World MasterCard®, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for those with very good credit who travel regularly on American Airlines.

This credit card received an average rating of 2.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
No Introductory Rate Available n/a 14.99% $85** Mile

Blue from American Express®
Blue from American Express® - Full Credit Card Review
 

Blue from American Express® is an ideal credit card for those with good credit who already have an established credit history and are looking for a card with access to a reward program.

This credit card received an average rating of 4.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% APR for up to 15 Months 15 months 10.24% $0 Point

American Express® Preferred Rewards Green Card
American Express® Preferred Rewards Green Card - Full Credit Card Review
 

The American Express® Preferred Rewards Green Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates.

This credit card received an average rating of 4.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
No Introductory Rate Available n/a n/app $95** Point

Efectiva® Platinum Plus® Visa®
Efectiva® Platinum Plus® Visa® - Full Credit Card Review
 

The Efectiva® Platinum Plus® Visa®, issued by FIA Card Services, N.A., is designed for those who plan to take advantage of the cash back reward program.

This credit card received an average rating of 3.00 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% APR for 6 Billing Cycles See Terms APR Varies* $0 Point

Bank of America® Accelerated Rewards™ American Express® Card
Bank of America® Accelerated Rewards™ American Express® Card - Full Credit Card Review
 

The Bank of America® Accelerated Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program.

This credit card received an average rating of 4.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% APR for 12 Billing Cycles See Terms 9.99% $0 Point

Citi PremierPass®
Citi PremierPass® - Full Credit Card Review
 

The Citi PremierPass® Card, issued by Citibank, is designed for those with excellent credit who may also be looking for a card that offers rewards.

This credit card received an average rating of 3.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% APR for up to 12 Months See Terms As low as 9.99% $0 Point

Citi® Gold/AAdvantage® World MasterCard®
Citi® Gold/AAdvantage® World MasterCard® - Full Credit Card Review
 

The Citi® Gold/AAdvantage® World MasterCard®, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for those with good credit who travel with American Airlines.

This credit card received an average rating of 2.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
No Introductory Rate Available n/a 14.99% $50** Mile

Bank of America Visa Signature® WorldPoints® Rewards
Bank of America Visa Signature® WorldPoints® Rewards - Full Credit Card Review
 

The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.

This credit card received an average rating of 5.00 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
0% APR for 12 Billing Cycles See Terms 9.9% / 15.99% $0 Point

Citi® Bronze® / AAdvantage® World MasterCard®
Citi® Bronze® / AAdvantage® World MasterCard® - Full Credit Card Review
 

The Citi® Bronze® / AAdvantage® World MasterCard®, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for those with average credit who travel regularly on American Airlines.

This credit card received an average rating of 3.00 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
No Introductory Rate Available n/a 14.99% $0 Mile

American Express® Preferred Rewards Gold Card
American Express® Preferred Rewards Gold Card - Full Credit Card Review
 

The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates.

This credit card received an average rating of 4.50 out of 5.00 from people who have previously applied for this credit card.

Intro APR Intro Period Regular APR Annual Fee Reward Type
No Introductory Rate Available n/a n/app $125** Point